Call reports 2011
LYTLE STATE BANK OF LYTLE, TEXAS, THE — 2011
What LYTLE STATE BANK OF LYTLE, TEXAS, THE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 71,349,000 | 70,699,000 | 72,580,000 | 74,335,000 |
| Total loans | 25,511,000 | 26,120,000 | 25,251,000 | 25,025,000 |
| Allowance for loan losses | 444,000 | 498,000 | 402,000 | 412,000 |
| Securities available for sale | 37,676,000 | 35,923,000 | 34,612,000 | 37,858,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 57,786,000 | 56,676,000 | 58,100,000 | 59,756,000 |
| Interest-bearing deposits | 44,835,000 | 43,720,000 | 44,035,000 | 45,850,000 |
| Noninterest-bearing deposits | 12,951,000 | 12,956,000 | 14,065,000 | 13,906,000 |
| Equity capital | 12,204,000 | 12,594,000 | 13,028,000 | 12,929,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 810,000 | 1,602,000 | 2,414,000 | 3,170,000 |
| Interest expense | 65,000 | 123,000 | 176,000 | 228,000 |
| Net interest income | 745,000 | 1,479,000 | 2,238,000 | 2,942,000 |
| Noninterest income | 224,000 | 457,000 | 644,000 | 803,000 |
| Noninterest expense | 676,000 | 1,283,000 | 1,928,000 | 2,545,000 |
| Provision for loan losses | 60,000 | 120,000 | 240,000 | 280,000 |
| Pretax income | 233,000 | 568,000 | 780,000 | 1,071,000 |
| Income tax | 59,000 | 119,000 | 178,000 | 216,000 |
| Net income | 174,000 | 449,000 | 602,000 | 855,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,047,000 | 12,082,000 | 12,235,000 | 12,248,000 |
| Total capital | 12,491,000 | 12,580,000 | 12,637,000 | 12,660,000 |
| Risk-weighted assets | 44,572,000 | 44,029,000 | 43,316,000 | 43,273,000 |