Call reports 2012
BURR RIDGE BANK AND TRUST — 2012
What BURR RIDGE BANK AND TRUST reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 179,531,000 | 180,549,000 | 183,967,000 | 185,394,000 |
| Total loans | 132,152,000 | 131,055,000 | 137,603,000 | 143,203,000 |
| Allowance for loan losses | 3,324,000 | 2,884,000 | 3,109,000 | 2,930,000 |
| Securities available for sale | 25,435,000 | 26,326,000 | 25,334,000 | 25,435,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 134,000 | 121,000 | 111,000 | 95,000 |
| Total deposits | 155,793,000 | 156,761,000 | 159,907,000 | 161,615,000 |
| Interest-bearing deposits | 129,594,000 | 130,207,000 | 134,090,000 | 137,576,000 |
| Noninterest-bearing deposits | 26,199,000 | 26,554,000 | 25,817,000 | 24,039,000 |
| Equity capital | 20,171,000 | 20,598,000 | 21,070,000 | 20,899,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,910,000 | 3,837,000 | 5,788,000 | 7,761,000 |
| Interest expense | 350,000 | 709,000 | 1,048,000 | 1,351,000 |
| Net interest income | 1,560,000 | 3,128,000 | 4,740,000 | 6,410,000 |
| Noninterest income | 25,000 | 68,000 | 120,000 | 158,000 |
| Noninterest expense | 888,000 | 1,787,000 | 2,749,000 | 3,862,000 |
| Provision for loan losses | 225,000 | 450,000 | 675,000 | 1,625,000 |
| Pretax income | 472,000 | 959,000 | 1,453,000 | 1,098,000 |
| Income tax | 171,000 | 343,000 | 513,000 | 341,000 |
| Net income | 301,000 | 616,000 | 940,000 | 757,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,995,000 | 20,367,000 | 20,753,000 | 20,632,000 |
| Total capital | 22,004,000 | 22,391,000 | 22,842,000 | 22,684,000 |
| Risk-weighted assets | 159,423,000 | 161,031,000 | 166,069,000 | 163,242,000 |