Call reports 2015
BANK OF HOLLAND, THE — 2015
What BANK OF HOLLAND, THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 |
|---|---|---|---|
| Total assets | 822,132,000 | 891,771,000 | 870,951,000 |
| Total loans | 694,294,000 | 703,057,000 | 693,841,000 |
| Allowance for loan losses | 10,312,000 | 0 | 0 |
| Securities available for sale | 45,226,000 | 33,613,000 | 31,401,000 |
| Securities held to maturity | 22,094,000 | 1,349,000 | 1,142,000 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 668,340,000 | 642,616,000 | 622,914,000 |
| Interest-bearing deposits | 565,392,000 | 536,041,000 | 527,232,000 |
| Noninterest-bearing deposits | 102,948,000 | 106,575,000 | 95,682,000 |
| Equity capital | 76,769,000 | 147,927,000 | 150,944,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 |
|---|---|---|---|
| Interest income | 8,058,000 | 2,630,000 | 10,579,000 |
| Interest expense | 1,292,000 | 326,000 | 1,278,000 |
| Net interest income | 6,766,000 | 2,304,000 | 9,301,000 |
| Noninterest income | 673,000 | 179,000 | 584,000 |
| Noninterest expense | 3,526,000 | 1,280,000 | 4,730,000 |
| Provision for loan losses | 0 | 0 | 0 |
| Pretax income | 4,307,000 | 1,203,000 | 5,155,000 |
| Income tax | 1,255,000 | 340,000 | 1,394,000 |
| Net income | 3,056,000 | 863,000 | 3,761,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 |
|---|---|---|---|
| Tier 1 capital | 76,429,000 | 76,312,000 | 79,354,000 |
| Total capital | 85,563,000 | 77,648,000 | 80,315,000 |
| Risk-weighted assets | 728,030,000 | 762,084,000 | 758,569,000 |