Call reports 2012
BANK OF HOLLAND, THE — 2012
What BANK OF HOLLAND, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 650,941,000 | 629,951,000 | 642,592,000 | 653,442,000 |
| Total loans | 512,151,000 | 527,266,000 | 531,512,000 | 534,194,000 |
| Allowance for loan losses | 7,936,000 | 8,468,000 | 8,396,000 | 9,017,000 |
| Securities available for sale | 85,941,000 | 65,632,000 | 75,274,000 | 73,476,000 |
| Securities held to maturity | 2,741,000 | 2,741,000 | 2,742,000 | 2,743,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 536,391,000 | 501,206,000 | 527,462,000 | 556,885,000 |
| Interest-bearing deposits | 507,477,000 | 477,212,000 | 508,717,000 | 479,085,000 |
| Noninterest-bearing deposits | 28,914,000 | 23,994,000 | 18,745,000 | 77,800,000 |
| Equity capital | 60,664,000 | 61,167,000 | 61,665,000 | 62,173,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 7,320,000 | 14,600,000 | 21,955,000 | 29,143,000 |
| Interest expense | 1,999,000 | 3,759,000 | 5,474,000 | 7,448,000 |
| Net interest income | 5,321,000 | 10,841,000 | 16,481,000 | 21,695,000 |
| Noninterest income | 921,000 | 2,242,000 | 3,502,000 | 5,288,000 |
| Noninterest expense | 3,535,000 | 7,008,000 | 10,594,000 | 14,400,000 |
| Provision for loan losses | 387,000 | 1,175,000 | 1,562,000 | 2,200,000 |
| Pretax income | 2,651,000 | 5,824,000 | 8,751,000 | 11,420,000 |
| Income tax | 803,000 | 1,774,000 | 2,663,000 | 3,130,000 |
| Net income | 1,838,000 | 4,031,000 | 6,060,000 | 8,252,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 59,798,000 | 60,494,000 | 61,022,000 | 61,712,000 |
| Total capital | 66,299,000 | 67,218,000 | 67,838,000 | 68,681,000 |
| Risk-weighted assets | 518,333,000 | 535,805,000 | 543,307,000 | 554,991,000 |