Call reports 2021
TRI-STATE BANK OF MEMPHIS — 2021
What TRI-STATE BANK OF MEMPHIS reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 |
|---|---|---|---|
| Total assets | 105,271,000 | 113,190,000 | 110,076,000 |
| Total loans | 50,092,000 | 51,653,000 | 49,126,000 |
| Allowance for loan losses | 1,749,000 | 1,756,000 | 1,777,000 |
| Securities available for sale | 21,655,000 | 40,175,000 | 41,129,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 94,745,000 | 102,171,000 | 99,416,000 |
| Interest-bearing deposits | 63,721,000 | 64,575,000 | 60,952,000 |
| Noninterest-bearing deposits | 31,024,000 | 37,596,000 | 38,464,000 |
| Equity capital | 9,979,000 | 10,482,000 | 8,968,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 |
|---|---|---|---|
| Interest income | 764,000 | 1,504,000 | 2,251,000 |
| Interest expense | 61,000 | 104,000 | 139,000 |
| Net interest income | 703,000 | 1,400,000 | 2,112,000 |
| Noninterest income | 127,000 | 1,023,000 | 1,268,000 |
| Noninterest expense | 910,000 | 1,908,000 | 4,426,000 |
| Provision for loan losses | 150,000 | 150,000 | 150,000 |
| Pretax income | -230,000 | 365,000 | -1,179,000 |
| Income tax | -21,000 | -21,000 | -21,000 |
| Net income | -209,000 | 386,000 | -1,158,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 |
|---|---|---|---|
| Tier 1 capital | 7,524,000 | 8,118,000 | 6,542,000 |
| Total capital | 8,254,000 | 8,920,000 | 7,298,000 |
| Risk-weighted assets | 57,383,000 | 63,218,000 | 59,309,000 |