Call reports 2019
TRI-STATE BANK OF MEMPHIS — 2019
What TRI-STATE BANK OF MEMPHIS reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 94,531,000 | 93,283,000 | 89,494,000 | 85,597,000 |
| Total loans | 51,462,000 | 49,342,000 | 48,257,000 | 49,613,000 |
| Allowance for loan losses | 1,303,000 | 1,300,000 | 1,329,000 | 1,372,000 |
| Securities available for sale | 17,779,000 | 18,812,000 | 17,469,000 | 17,269,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 81,480,000 | 81,902,000 | 78,152,000 | 73,929,000 |
| Interest-bearing deposits | 60,118,000 | 60,277,000 | 56,572,000 | 52,036,000 |
| Noninterest-bearing deposits | 21,362,000 | 21,625,000 | 21,580,000 | 21,893,000 |
| Equity capital | 12,756,000 | 11,082,000 | 11,076,000 | 11,320,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 911,000 | 1,838,000 | 2,708,000 | 3,630,000 |
| Interest expense | 71,000 | 176,000 | 293,000 | 413,000 |
| Net interest income | 840,000 | 1,662,000 | 2,415,000 | 3,217,000 |
| Noninterest income | 194,000 | 346,000 | 567,000 | 1,002,000 |
| Noninterest expense | 951,000 | 1,849,000 | 2,750,000 | 3,667,000 |
| Provision for loan losses | 0 | 0 | 50,000 | 76,000 |
| Pretax income | 83,000 | 159,000 | 182,000 | 480,000 |
| Income tax | 21,000 | 41,000 | 60,000 | 98,000 |
| Net income | 62,000 | 118,000 | 122,000 | 382,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,388,000 | 8,622,000 | 8,626,000 | 8,804,000 |
| Total capital | 11,134,000 | 9,347,000 | 9,304,000 | 9,514,000 |
| Risk-weighted assets | 59,147,000 | 57,421,000 | 53,590,000 | 56,145,000 |