Call reports 2018
TRI-STATE BANK OF MEMPHIS — 2018
What TRI-STATE BANK OF MEMPHIS reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 91,019,000 | 91,610,000 | 83,180,000 | 82,360,000 |
| Total loans | 58,110,000 | 56,011,000 | 54,897,000 | 51,230,000 |
| Allowance for loan losses | 1,168,000 | 1,412,000 | 1,370,000 | 1,287,000 |
| Securities available for sale | 14,967,000 | 15,224,000 | 15,019,000 | 14,921,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 77,882,000 | 78,082,000 | 69,052,000 | 69,424,000 |
| Interest-bearing deposits | 56,218,000 | 57,321,000 | 48,534,000 | 47,873,000 |
| Noninterest-bearing deposits | 21,664,000 | 20,761,000 | 20,518,000 | 21,551,000 |
| Equity capital | 12,774,000 | 13,193,000 | 13,845,000 | 12,612,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 939,000 | 1,872,000 | 2,794,000 | 3,691,000 |
| Interest expense | 27,000 | 51,000 | 82,000 | 116,000 |
| Net interest income | 912,000 | 1,821,000 | 2,712,000 | 3,575,000 |
| Noninterest income | 362,000 | 795,000 | 1,574,000 | 1,674,000 |
| Noninterest expense | 1,027,000 | 1,924,000 | 2,936,000 | 3,878,000 |
| Provision for loan losses | 125,000 | 125,000 | 125,000 | 126,000 |
| Pretax income | 122,000 | 567,000 | 1,225,000 | 1,245,000 |
| Income tax | 0 | 0 | 0 | 279,000 |
| Net income | 122,000 | 567,000 | 1,225,000 | 966,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,363,000 | 10,807,000 | 11,466,000 | 10,335,000 |
| Total capital | 11,164,000 | 11,545,000 | 12,222,000 | 11,034,000 |
| Risk-weighted assets | 63,706,000 | 57,833,000 | 59,374,000 | 55,369,000 |