Call reports 2017
TRI-STATE BANK OF MEMPHIS — 2017
What TRI-STATE BANK OF MEMPHIS reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 94,058,000 | 93,709,000 | 85,810,000 | 86,501,000 |
| Total loans | 64,597,000 | 64,189,000 | 62,291,000 | 59,631,000 |
| Allowance for loan losses | 1,114,000 | 1,116,000 | 1,234,000 | 1,175,000 |
| Securities available for sale | 15,438,000 | 14,796,000 | 13,448,000 | 15,194,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 79,863,000 | 79,640,000 | 71,893,000 | 72,896,000 |
| Interest-bearing deposits | 58,771,000 | 58,118,000 | 51,464,000 | 52,139,000 |
| Noninterest-bearing deposits | 21,092,000 | 21,522,000 | 20,428,000 | 20,757,000 |
| Equity capital | 13,433,000 | 13,275,000 | 13,069,000 | 12,711,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 943,000 | 1,892,000 | 2,831,000 | 3,716,000 |
| Interest expense | 39,000 | 75,000 | 104,000 | 141,000 |
| Net interest income | 904,000 | 1,817,000 | 2,727,000 | 3,575,000 |
| Noninterest income | 366,000 | 567,000 | 824,000 | 959,000 |
| Noninterest expense | 1,195,000 | 2,499,000 | 3,672,000 | 4,834,000 |
| Provision for loan losses | 65,000 | 65,000 | 263,000 | 364,000 |
| Pretax income | 10,000 | -180,000 | -372,000 | -652,000 |
| Income tax | 0 | 0 | 0 | 18,000 |
| Net income | 10,000 | -180,000 | -372,000 | -670,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,001,000 | 11,811,000 | 11,619,000 | 10,241,000 |
| Total capital | 12,881,000 | 12,675,000 | 12,447,000 | 11,040,000 |
| Risk-weighted assets | 69,834,000 | 68,606,000 | 65,554,000 | 63,012,000 |