Call reports 2015
TRI-STATE BANK OF MEMPHIS — 2015
What TRI-STATE BANK OF MEMPHIS reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 123,208,000 | 125,484,000 | 120,091,000 | 111,042,000 |
| Total loans | 76,063,000 | 76,365,000 | 76,928,000 | 75,294,000 |
| Allowance for loan losses | 2,058,000 | 1,778,000 | 1,696,000 | 1,287,000 |
| Securities available for sale | 25,806,000 | 18,384,000 | 19,234,000 | 18,144,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 109,817,000 | 112,102,000 | 106,954,000 | 95,446,000 |
| Interest-bearing deposits | 89,755,000 | 91,394,000 | 88,262,000 | 75,881,000 |
| Noninterest-bearing deposits | 20,062,000 | 20,708,000 | 18,693,000 | 19,565,000 |
| Equity capital | 12,525,000 | 12,416,000 | 12,211,000 | 14,664,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,254,000 | 2,397,000 | 3,536,000 | 4,498,000 |
| Interest expense | 99,000 | 193,000 | 281,000 | 359,000 |
| Net interest income | 1,155,000 | 2,204,000 | 3,255,000 | 4,139,000 |
| Noninterest income | 314,000 | 758,000 | 870,000 | 2,876,000 |
| Noninterest expense | 1,272,000 | 2,857,000 | 4,264,000 | 5,918,000 |
| Provision for loan losses | 11,000 | 11,000 | 11,000 | 237,000 |
| Pretax income | 181,000 | 81,000 | -163,000 | 848,000 |
| Income tax | 63,000 | 0 | 0 | 7,000 |
| Net income | 118,000 | 81,000 | -163,000 | 841,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,112,000 | 11,075,000 | 10,831,000 | 12,973,000 |
| Total capital | 12,238,000 | 12,201,000 | 11,943,000 | 13,993,000 |
| Risk-weighted assets | 88,420,000 | 88,692,000 | 87,618,000 | 80,345,000 |