Call reports 2013
TRI-STATE BANK OF MEMPHIS — 2013
What TRI-STATE BANK OF MEMPHIS reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 145,879,000 | 154,430,000 | 150,270,000 | 137,561,000 |
| Total loans | 72,611,000 | 73,520,000 | 75,275,000 | 79,883,000 |
| Allowance for loan losses | 1,854,000 | 1,846,000 | 2,002,000 | 1,886,000 |
| Securities available for sale | 39,810,000 | 47,132,000 | 47,909,000 | 41,941,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 128,899,000 | 138,078,000 | 135,319,000 | 123,535,000 |
| Interest-bearing deposits | 109,339,000 | 118,222,000 | 113,768,000 | 104,507,000 |
| Noninterest-bearing deposits | 19,560,000 | 19,856,000 | 21,551,000 | 19,028,000 |
| Equity capital | 14,649,000 | 13,978,000 | 13,897,000 | 13,091,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,244,000 | 2,428,000 | 3,670,000 | 4,955,000 |
| Interest expense | 101,000 | 211,000 | 334,000 | 447,000 |
| Net interest income | 1,143,000 | 2,217,000 | 3,336,000 | 4,508,000 |
| Noninterest income | 203,000 | 451,000 | 954,000 | 1,731,000 |
| Noninterest expense | 1,637,000 | 3,154,000 | 4,677,000 | 6,566,000 |
| Provision for loan losses | 34,000 | 34,000 | 216,000 | 217,000 |
| Pretax income | -325,000 | -520,000 | -603,000 | -552,000 |
| Income tax | -186,000 | -273,000 | -251,000 | 571,000 |
| Net income | -139,000 | -247,000 | -352,000 | -1,123,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,452,000 | 11,989,000 | 11,894,000 | 11,526,000 |
| Total capital | 13,539,000 | 13,129,000 | 13,034,000 | 12,671,000 |
| Risk-weighted assets | 86,211,000 | 90,520,000 | 90,332,000 | 90,849,000 |