Call reports 2012
TRI-STATE BANK OF MEMPHIS — 2012
What TRI-STATE BANK OF MEMPHIS reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 132,340,000 | 134,534,000 | 123,853,000 | 127,960,000 |
| Total loans | 78,231,000 | 77,814,000 | 76,874,000 | 73,437,000 |
| Allowance for loan losses | 2,285,000 | 2,274,000 | 2,183,000 | 2,000,000 |
| Securities available for sale | 33,032,000 | 36,718,000 | 31,083,000 | 27,015,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 116,099,000 | 118,164,000 | 104,337,000 | 110,555,000 |
| Interest-bearing deposits | 97,116,000 | 99,390,000 | 85,911,000 | 92,837,000 |
| Noninterest-bearing deposits | 18,983,000 | 18,774,000 | 18,426,000 | 17,718,000 |
| Equity capital | 15,375,000 | 15,382,000 | 15,444,000 | 14,806,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,347,000 | 2,689,000 | 3,984,000 | 5,265,000 |
| Interest expense | 108,000 | 255,000 | 325,000 | 421,000 |
| Net interest income | 1,239,000 | 2,434,000 | 3,659,000 | 4,844,000 |
| Noninterest income | 222,000 | 415,000 | 684,000 | 584,000 |
| Noninterest expense | 1,471,000 | 2,972,000 | 4,433,000 | 6,576,000 |
| Provision for loan losses | 155,000 | 155,000 | 155,000 | 593,000 |
| Pretax income | -137,000 | -250,000 | -221,000 | -1,717,000 |
| Income tax | -42,000 | -78,000 | -100,000 | -998,000 |
| Net income | -95,000 | -172,000 | -121,000 | -719,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,706,000 | 14,823,000 | 14,875,000 | 12,561,000 |
| Total capital | 15,823,000 | 15,945,000 | 15,996,000 | 13,625,000 |
| Risk-weighted assets | 88,154,000 | 88,625,000 | 88,609,000 | 84,162,000 |