Call reports 2011
TRI-STATE BANK OF MEMPHIS — 2011
What TRI-STATE BANK OF MEMPHIS reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 125,192,000 | 129,157,000 | 130,943,000 | 124,285,000 |
| Total loans | 82,984,000 | 83,755,000 | 83,967,000 | 79,323,000 |
| Allowance for loan losses | 1,701,000 | 1,866,000 | 2,223,000 | 2,250,000 |
| Securities available for sale | 27,207,000 | 25,162,000 | 29,834,000 | 30,255,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 102,702,000 | 106,502,000 | 108,810,000 | 103,770,000 |
| Interest-bearing deposits | 82,118,000 | 85,129,000 | 89,491,000 | 86,498,000 |
| Noninterest-bearing deposits | 20,584,000 | 21,373,000 | 19,319,000 | 17,272,000 |
| Equity capital | 17,625,000 | 17,742,000 | 17,235,000 | 15,628,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,473,000 | 2,786,000 | 4,232,000 | 5,586,000 |
| Interest expense | 122,000 | 244,000 | 369,000 | 489,000 |
| Net interest income | 1,351,000 | 2,542,000 | 3,863,000 | 5,097,000 |
| Noninterest income | 264,000 | 744,000 | 845,000 | 1,589,000 |
| Noninterest expense | 1,480,000 | 2,958,000 | 4,375,000 | 6,106,000 |
| Provision for loan losses | 45,000 | 345,000 | 780,000 | 4,027,000 |
| Pretax income | 90,000 | -17,000 | -445,000 | -3,445,000 |
| Income tax | -44,000 | -105,000 | -3,000 | -1,441,000 |
| Net income | 134,000 | 88,000 | -442,000 | -2,004,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,372,000 | 17,422,000 | 16,876,000 | 15,099,000 |
| Total capital | 18,492,000 | 18,576,000 | 18,026,000 | 16,252,000 |
| Risk-weighted assets | 89,059,000 | 91,640,000 | 90,897,000 | 91,173,000 |