Call reports 2010
TRI-STATE BANK OF MEMPHIS — 2010
What TRI-STATE BANK OF MEMPHIS reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 128,226,000 | 125,690,000 | 119,982,000 | 116,842,000 |
| Total loans | 86,030,000 | 84,231,000 | 85,212,000 | 84,932,000 |
| Allowance for loan losses | 1,519,000 | 1,407,000 | 1,486,000 | 1,900,000 |
| Securities available for sale | 22,890,000 | 21,461,000 | 22,680,000 | 22,309,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 105,721,000 | 103,082,000 | 101,401,000 | 92,491,000 |
| Interest-bearing deposits | 85,796,000 | 82,307,000 | 81,134,000 | 73,486,000 |
| Noninterest-bearing deposits | 19,925,000 | 20,775,000 | 20,267,000 | 19,005,000 |
| Equity capital | 17,752,000 | 17,859,000 | 17,854,000 | 17,492,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,615,000 | 3,127,000 | 4,613,000 | 6,046,000 |
| Interest expense | 184,000 | 359,000 | 488,000 | 605,000 |
| Net interest income | 1,431,000 | 2,768,000 | 4,125,000 | 5,441,000 |
| Noninterest income | 250,000 | 527,000 | 791,000 | 1,595,000 |
| Noninterest expense | 1,443,000 | 2,924,000 | 4,393,000 | 5,960,000 |
| Provision for loan losses | 185,000 | 215,000 | 335,000 | 858,000 |
| Pretax income | 65,000 | 173,000 | 225,000 | 255,000 |
| Income tax | 62,000 | 75,000 | 101,000 | 225,000 |
| Net income | 3,000 | 98,000 | 124,000 | 30,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,439,000 | 17,499,000 | 17,490,000 | 17,360,000 |
| Total capital | 18,616,000 | 18,639,000 | 18,628,000 | 18,482,000 |
| Risk-weighted assets | 93,824,000 | 90,954,000 | 90,730,000 | 88,966,000 |