Call reports 2008
TRI-STATE BANK OF MEMPHIS — 2008
What TRI-STATE BANK OF MEMPHIS reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 122,818,000 | 125,043,000 | 122,569,000 | 119,722,000 |
| Total loans | 82,113,000 | 84,295,000 | 85,430,000 | 86,765,000 |
| Allowance for loan losses | 1,403,000 | 1,420,000 | 1,391,000 | 1,500,000 |
| Securities available for sale | 26,429,000 | 26,110,000 | 25,292,000 | 21,706,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 106,400,000 | 108,857,000 | 102,452,000 | 96,576,000 |
| Interest-bearing deposits | 86,536,000 | 87,746,000 | 82,135,000 | 78,311,000 |
| Noninterest-bearing deposits | 19,864,000 | 21,111,000 | 20,317,000 | 18,265,000 |
| Equity capital | 15,260,000 | 15,251,000 | 15,142,000 | 15,328,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 1,913,000 | 3,857,000 | 5,659,000 | 7,425,000 |
| Interest expense | 539,000 | 960,000 | 1,381,000 | 1,802,000 |
| Net interest income | 1,374,000 | 2,897,000 | 4,278,000 | 5,623,000 |
| Noninterest income | 362,000 | 748,000 | 1,063,000 | 1,475,000 |
| Noninterest expense | 1,430,000 | 2,901,000 | 4,485,000 | 6,124,000 |
| Provision for loan losses | 25,000 | 55,000 | 210,000 | 415,000 |
| Pretax income | 283,000 | 687,000 | 644,000 | 561,000 |
| Income tax | 107,000 | 262,000 | 326,000 | 182,000 |
| Net income | 176,000 | 425,000 | 318,000 | 379,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,020,000 | 15,270,000 | 15,163,000 | 15,223,000 |
| Total capital | 16,157,000 | 16,431,000 | 16,331,000 | 16,392,000 |
| Risk-weighted assets | 90,722,000 | 92,639,000 | 93,223,000 | 93,182,000 |
Machine access — free, no API key
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