Call reports 2007
TRI-STATE BANK OF MEMPHIS — 2007
What TRI-STATE BANK OF MEMPHIS reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 125,235,000 | 127,679,000 | 129,038,000 | 123,520,000 |
| Total loans | 70,717,000 | 71,949,000 | 81,662,000 | 81,292,000 |
| Allowance for loan losses | 1,453,000 | 1,431,000 | 1,430,000 | 1,381,000 |
| Securities available for sale | 33,769,000 | 35,224,000 | 33,330,000 | 30,579,000 |
| Securities held to maturity | 1,000 | 1,000 | 1,000 | 1,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 109,486,000 | 112,023,000 | 112,864,000 | 106,994,000 |
| Interest-bearing deposits | 82,436,000 | 76,602,000 | 91,695,000 | 87,299,000 |
| Noninterest-bearing deposits | 27,050,000 | 35,421,000 | 21,169,000 | 19,695,000 |
| Equity capital | 14,745,000 | 14,615,000 | 14,977,000 | 15,107,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,829,000 | 3,773,000 | 5,788,000 | 7,744,000 |
| Interest expense | 537,000 | 1,173,000 | 1,879,000 | 2,534,000 |
| Net interest income | 1,292,000 | 2,600,000 | 3,909,000 | 5,210,000 |
| Noninterest income | 260,000 | 616,000 | 844,000 | 1,164,000 |
| Noninterest expense | 1,465,000 | 2,941,000 | 4,321,000 | 5,774,000 |
| Provision for loan losses | 0 | 0 | 0 | 1,000 |
| Pretax income | 87,000 | 275,000 | 432,000 | 599,000 |
| Income tax | 20,000 | 90,000 | 143,000 | 146,000 |
| Net income | 67,000 | 185,000 | 289,000 | 453,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,921,000 | 15,040,000 | 15,144,000 | 15,038,000 |
| Total capital | 15,986,000 | 16,122,000 | 16,303,000 | 16,189,000 |
| Risk-weighted assets | 84,787,000 | 86,240,000 | 92,485,000 | 91,849,000 |
Machine access — free, no API key
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