Call reports 2005
TRI-STATE BANK OF MEMPHIS — 2005
What TRI-STATE BANK OF MEMPHIS reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 115,848,000 | 120,580,000 | 116,499,000 | 113,262,000 |
| Total loans | 65,153,000 | 64,433,000 | 62,982,000 | 62,444,000 |
| Allowance for loan losses | 1,502,000 | 1,595,000 | 1,611,000 | 1,646,000 |
| Securities available for sale | 36,087,000 | 35,094,000 | 36,674,000 | 35,927,000 |
| Securities held to maturity | 6,000 | 5,000 | 4,000 | 3,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 100,723,000 | 105,083,000 | 100,937,000 | 97,823,000 |
| Interest-bearing deposits | 77,122,000 | 79,653,000 | 78,486,000 | 76,902,000 |
| Noninterest-bearing deposits | 23,601,000 | 25,430,000 | 22,451,000 | 20,921,000 |
| Equity capital | 14,473,000 | 14,694,000 | 14,757,000 | 14,652,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 1,461,000 | 2,960,000 | 4,530,000 | 6,150,000 |
| Interest expense | 238,000 | 540,000 | 870,000 | 1,268,000 |
| Net interest income | 1,223,000 | 2,420,000 | 3,660,000 | 4,882,000 |
| Noninterest income | 254,000 | 564,000 | 875,000 | 1,284,000 |
| Noninterest expense | 1,415,000 | 2,805,000 | 4,178,000 | 5,659,000 |
| Provision for loan losses | 0 | 0 | 0 | 1,000 |
| Pretax income | 62,000 | 172,000 | 349,000 | 503,000 |
| Income tax | 0 | 57,000 | 111,000 | 141,000 |
| Net income | 62,000 | 115,000 | 238,000 | 362,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,654,000 | 14,707,000 | 14,832,000 | 14,955,000 |
| Total capital | 15,633,000 | 15,707,000 | 15,789,000 | 15,899,000 |
| Risk-weighted assets | 77,818,000 | 79,375,000 | 75,934,000 | 74,805,000 |
Machine access — free, no API key
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