Call reports 2003
TRI-STATE BANK OF MEMPHIS — 2003
What TRI-STATE BANK OF MEMPHIS reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 123,670,000 | 122,096,000 | 135,204,000 | 141,276,000 |
| Total loans | 67,808,000 | 65,385,000 | 64,051,000 | 65,969,000 |
| Allowance for loan losses | 1,406,000 | 1,474,000 | 1,411,000 | 1,493,000 |
| Securities available for sale | 25,698,000 | 29,950,000 | 33,069,000 | 39,664,000 |
| Securities held to maturity | 21,000 | 19,000 | 15,000 | 13,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 108,476,000 | 106,603,000 | 119,983,000 | 125,997,000 |
| Interest-bearing deposits | 84,619,000 | 82,049,000 | 94,788,000 | 99,973,000 |
| Noninterest-bearing deposits | 23,857,000 | 24,554,000 | 25,195,000 | 26,023,000 |
| Equity capital | 14,513,000 | 14,787,000 | 14,648,000 | 14,637,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 1,661,000 | 3,335,000 | 4,912,000 | 6,518,000 |
| Interest expense | 235,000 | 443,000 | 644,000 | 834,000 |
| Net interest income | 1,426,000 | 2,892,000 | 4,268,000 | 5,684,000 |
| Noninterest income | 764,000 | 1,090,000 | 1,400,000 | 1,705,000 |
| Noninterest expense | 1,382,000 | 2,785,000 | 4,104,000 | 5,616,000 |
| Provision for loan losses | 200,000 | 280,000 | 352,000 | 484,000 |
| Pretax income | 608,000 | 917,000 | 1,212,000 | 1,238,000 |
| Income tax | 216,000 | 341,000 | 407,000 | 407,000 |
| Net income | 392,000 | 576,000 | 805,000 | 831,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,012,000 | 14,197,000 | 14,425,000 | 14,451,000 |
| Total capital | 14,998,000 | 15,197,000 | 15,461,000 | 15,504,000 |
| Risk-weighted assets | 78,688,000 | 79,542,000 | 82,534,000 | 83,760,000 |
Machine access — free, no API key
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