Call reports 2013
CHOICE FINANCIAL SAVINGS BANK — 2013
What CHOICE FINANCIAL SAVINGS BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 |
|---|---|
| Total assets | 15,936,000 |
| Total loans | 5,894,000 |
| Allowance for loan losses | 294,000 |
| Securities available for sale | 2,420,000 |
| Securities held to maturity | 0 |
| Trading assets | 0 |
| Total deposits | 13,807,000 |
| Interest-bearing deposits | 11,200,000 |
| Noninterest-bearing deposits | 2,607,000 |
| Equity capital | 2,057,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 |
|---|---|
| Interest income | 111,000 |
| Interest expense | 14,000 |
| Net interest income | 97,000 |
| Noninterest income | 13,000 |
| Noninterest expense | 95,000 |
| Provision for loan losses | 0 |
| Pretax income | 127,000 |
| Income tax | 40,000 |
| Net income | 87,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 |
|---|---|
| Tier 1 capital | 1,656,000 |
| Total capital | 1,756,000 |
| Risk-weighted assets | 7,838,000 |