Call reports 2025
MA BANK — 2025
What MA BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 386,077,000 | 382,409,000 | 378,785,000 | 404,054,000 |
| Total loans | 198,289,000 | 204,622,000 | 205,443,000 | 217,052,000 |
| Allowance for loan losses | 2,982,000 | 3,062,000 | 3,147,000 | 3,248,000 |
| Securities available for sale | 145,774,000 | 146,731,000 | 142,862,000 | 139,411,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 346,141,000 | 339,647,000 | 329,641,000 | 359,806,000 |
| Interest-bearing deposits | 273,272,000 | 266,951,000 | 256,114,000 | 280,434,000 |
| Noninterest-bearing deposits | 72,869,000 | 72,696,000 | 73,527,000 | 79,372,000 |
| Equity capital | 33,567,000 | 35,169,000 | 36,545,000 | 37,938,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 4,594,000 | 9,351,000 | 14,100,000 | 19,124,000 |
| Interest expense | 1,712,000 | 3,506,000 | 5,331,000 | 7,156,000 |
| Net interest income | 2,882,000 | 5,845,000 | 8,769,000 | 11,968,000 |
| Noninterest income | 507,000 | 1,234,000 | 1,739,000 | 2,205,000 |
| Noninterest expense | 2,406,000 | 5,046,000 | 7,570,000 | 10,262,000 |
| Provision for loan losses | 90,000 | 180,000 | 270,000 | 360,000 |
| Pretax income | 628,000 | 1,588,000 | 2,403,000 | 3,286,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 628,000 | 1,588,000 | 2,403,000 | 3,286,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,234,000 | 36,793,000 | 37,009,000 | 37,892,000 |