Call reports 2019
MA BANK — 2019
What MA BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 276,508,000 | 272,844,000 | 278,067,000 | 287,819,000 |
| Total loans | 153,434,000 | 157,066,000 | 154,038,000 | 152,150,000 |
| Allowance for loan losses | 2,673,000 | 2,682,000 | 2,767,000 | 2,735,000 |
| Securities available for sale | 90,218,000 | 89,508,000 | 92,738,000 | 95,188,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 242,569,000 | 237,473,000 | 241,752,000 | 251,863,000 |
| Interest-bearing deposits | 188,610,000 | 185,806,000 | 188,710,000 | 198,180,000 |
| Noninterest-bearing deposits | 53,959,000 | 51,667,000 | 53,042,000 | 53,683,000 |
| Equity capital | 28,763,000 | 30,238,000 | 31,162,000 | 30,899,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,635,000 | 5,352,000 | 8,229,000 | 10,971,000 |
| Interest expense | 587,000 | 1,217,000 | 1,852,000 | 2,487,000 |
| Net interest income | 2,048,000 | 4,135,000 | 6,377,000 | 8,484,000 |
| Noninterest income | 467,000 | 971,000 | 1,560,000 | 2,098,000 |
| Noninterest expense | 1,691,000 | 3,327,000 | 5,191,000 | 7,116,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 90,000 |
| Pretax income | 747,000 | 1,672,000 | 2,609,000 | 3,329,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 747,000 | 1,672,000 | 2,609,000 | 3,329,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,138,000 | 28,600,000 | 29,306,000 | 28,950,000 |
| Total capital | 30,396,000 | 30,932,000 | 31,609,000 | 31,259,000 |
| Risk-weighted assets | 180,225,000 | 186,173,000 | 183,779,000 | 184,272,000 |