Call reports 2018
MA BANK — 2018
What MA BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 280,289,000 | 283,386,000 | 282,138,000 | 276,982,000 |
| Total loans | 154,836,000 | 159,383,000 | 163,094,000 | 157,738,000 |
| Allowance for loan losses | 2,620,000 | 2,587,000 | 2,628,000 | 2,634,000 |
| Securities available for sale | 94,644,000 | 96,814,000 | 93,024,000 | 94,021,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 248,363,000 | 245,762,000 | 239,920,000 | 244,844,000 |
| Interest-bearing deposits | 190,972,000 | 187,119,000 | 185,740,000 | 190,222,000 |
| Noninterest-bearing deposits | 57,391,000 | 58,643,000 | 54,180,000 | 54,622,000 |
| Equity capital | 25,718,000 | 26,295,000 | 26,689,000 | 26,980,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,400,000 | 4,956,000 | 7,648,000 | 10,292,000 |
| Interest expense | 406,000 | 818,000 | 1,285,000 | 1,795,000 |
| Net interest income | 1,994,000 | 4,138,000 | 6,363,000 | 8,497,000 |
| Noninterest income | 460,000 | 899,000 | 1,341,000 | 1,806,000 |
| Noninterest expense | 1,671,000 | 3,210,000 | 4,870,000 | 6,777,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 753,000 | 1,767,000 | 2,737,000 | 3,373,000 |
| Income tax | 0 | -5,000 | -5,000 | -5,000 |
| Net income | 753,000 | 1,772,000 | 2,742,000 | 3,378,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,332,000 | 27,031,000 | 27,841,000 | 27,391,000 |
| Total capital | 28,651,000 | 29,402,000 | 30,247,000 | 29,717,000 |
| Risk-weighted assets | 185,249,000 | 189,482,000 | 192,293,000 | 185,813,000 |