Call reports 2016
MA BANK — 2016
What MA BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 278,532,000 | 278,130,000 | 278,371,000 | 286,179,000 |
| Total loans | 143,654,000 | 150,744,000 | 155,592,000 | 150,569,000 |
| Allowance for loan losses | 2,161,000 | 2,303,000 | 2,454,000 | 2,848,000 |
| Securities available for sale | 104,146,000 | 99,711,000 | 95,023,000 | 96,762,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 247,449,000 | 246,158,000 | 245,120,000 | 256,446,000 |
| Interest-bearing deposits | 194,313,000 | 191,453,000 | 191,400,000 | 195,566,000 |
| Noninterest-bearing deposits | 53,136,000 | 54,705,000 | 53,720,000 | 60,880,000 |
| Equity capital | 24,751,000 | 25,611,000 | 25,871,000 | 22,357,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,172,000 | 4,471,000 | 6,790,000 | 9,116,000 |
| Interest expense | 379,000 | 777,000 | 1,179,000 | 1,577,000 |
| Net interest income | 1,793,000 | 3,694,000 | 5,611,000 | 7,539,000 |
| Noninterest income | 429,000 | 985,000 | 1,583,000 | 2,082,000 |
| Noninterest expense | 1,513,000 | 3,141,000 | 4,770,000 | 6,393,000 |
| Provision for loan losses | 150,000 | 300,000 | 450,000 | 1,600,000 |
| Pretax income | 559,000 | 1,238,000 | 1,979,000 | 1,636,000 |
| Income tax | 157,000 | 1,073,000 | 1,073,000 | 1,073,000 |
| Net income | 402,000 | 165,000 | 906,000 | 563,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,394,000 | 23,157,000 | 23,899,000 | 22,305,000 |
| Total capital | 25,555,000 | 25,460,000 | 26,251,000 | 24,657,000 |
| Risk-weighted assets | 182,942,000 | 185,072,000 | 188,071,000 | 187,629,000 |