Call reports 2015
MA BANK — 2015
What MA BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 279,153,000 | 279,693,000 | 278,080,000 | 277,812,000 |
| Total loans | 131,263,000 | 136,748,000 | 136,845,000 | 138,971,000 |
| Allowance for loan losses | 1,570,000 | 1,668,000 | 1,358,000 | 2,013,000 |
| Securities available for sale | 114,771,000 | 114,222,000 | 112,415,000 | 107,939,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 248,176,000 | 239,095,000 | 236,539,000 | 247,626,000 |
| Interest-bearing deposits | 213,647,000 | 208,949,000 | 185,700,000 | 191,601,000 |
| Noninterest-bearing deposits | 34,529,000 | 30,146,000 | 50,839,000 | 56,025,000 |
| Equity capital | 24,687,000 | 24,335,000 | 25,531,000 | 23,945,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,139,000 | 4,283,000 | 6,498,000 | 8,568,000 |
| Interest expense | 391,000 | 764,000 | 1,126,000 | 1,498,000 |
| Net interest income | 1,748,000 | 3,519,000 | 5,372,000 | 7,070,000 |
| Noninterest income | 506,000 | 915,000 | 1,451,000 | 1,883,000 |
| Noninterest expense | 1,440,000 | 2,992,000 | 4,538,000 | 6,437,000 |
| Provision for loan losses | 90,000 | 200,000 | 350,000 | 1,100,000 |
| Pretax income | 724,000 | 1,296,000 | 1,989,000 | 1,474,000 |
| Income tax | 33,000 | 184,000 | 325,000 | 243,000 |
| Net income | 691,000 | 1,112,000 | 1,664,000 | 1,231,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,453,000 | 23,873,000 | 24,425,000 | 22,993,000 |
| Total capital | 25,023,000 | 25,541,000 | 25,783,000 | 25,006,000 |
| Risk-weighted assets | 162,758,000 | 168,650,000 | 167,874,000 | 176,964,000 |