Call reports 2014
MA BANK — 2014
What MA BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 263,493,000 | 267,492,000 | 269,671,000 | 277,212,000 |
| Total loans | 128,081,000 | 134,594,000 | 135,662,000 | 135,859,000 |
| Allowance for loan losses | 1,661,000 | 1,348,000 | 1,404,000 | 1,465,000 |
| Securities available for sale | 105,915,000 | 109,370,000 | 106,745,000 | 103,346,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 234,246,000 | 230,618,000 | 234,800,000 | 247,456,000 |
| Interest-bearing deposits | 204,610,000 | 201,514,000 | 204,606,000 | 213,166,000 |
| Noninterest-bearing deposits | 29,636,000 | 29,104,000 | 30,194,000 | 34,290,000 |
| Equity capital | 23,305,000 | 24,072,000 | 24,722,000 | 23,636,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 2,090,000 | 4,190,000 | 6,382,000 | 8,541,000 |
| Interest expense | 439,000 | 875,000 | 1,296,000 | 1,707,000 |
| Net interest income | 1,651,000 | 3,315,000 | 5,086,000 | 6,834,000 |
| Noninterest income | 459,000 | 869,000 | 1,278,000 | 1,670,000 |
| Noninterest expense | 1,359,000 | 2,887,000 | 4,275,000 | 6,039,000 |
| Provision for loan losses | 45,000 | 95,000 | 155,000 | 215,000 |
| Pretax income | 711,000 | 1,195,000 | 1,927,000 | 2,344,000 |
| Income tax | -18,000 | 175,000 | 220,000 | 420,000 |
| Net income | 729,000 | 1,020,000 | 1,707,000 | 1,924,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,711,000 | 23,003,000 | 23,690,000 | 22,708,000 |
| Total capital | 24,372,000 | 24,351,000 | 25,094,000 | 24,173,000 |
| Risk-weighted assets | 210,437,000 | 159,479,000 | 160,802,000 | 159,816,000 |