Call reports 2013
MA BANK — 2013
What MA BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 230,429,000 | 229,839,000 | 232,176,000 | 269,743,000 |
| Total loans | 109,287,000 | 114,816,000 | 119,415,000 | 124,349,000 |
| Allowance for loan losses | 1,484,000 | 1,508,000 | 1,510,000 | 1,642,000 |
| Securities available for sale | 96,255,000 | 92,423,000 | 89,021,000 | 104,590,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 201,151,000 | 194,100,000 | 194,758,000 | 241,550,000 |
| Interest-bearing deposits | 179,054,000 | 171,483,000 | 172,056,000 | 206,687,000 |
| Noninterest-bearing deposits | 22,097,000 | 22,617,000 | 22,702,000 | 34,863,000 |
| Equity capital | 23,438,000 | 22,436,000 | 23,544,000 | 22,309,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,910,000 | 3,828,000 | 5,815,000 | 7,852,000 |
| Interest expense | 493,000 | 954,000 | 1,397,000 | 1,848,000 |
| Net interest income | 1,417,000 | 2,874,000 | 4,418,000 | 6,004,000 |
| Noninterest income | 394,000 | 860,000 | 1,243,000 | 1,624,000 |
| Noninterest expense | 1,107,000 | 2,283,000 | 3,404,000 | 5,005,000 |
| Provision for loan losses | 45,000 | 90,000 | 135,000 | 280,000 |
| Pretax income | 659,000 | 1,361,000 | 2,122,000 | 2,343,000 |
| Income tax | -5,000 | 177,000 | 410,000 | 459,000 |
| Net income | 664,000 | 1,184,000 | 1,712,000 | 1,884,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,526,000 | 23,044,000 | 23,571,000 | 21,981,000 |
| Total capital | 24,010,000 | 24,552,000 | 25,081,000 | 23,623,000 |
| Risk-weighted assets | 175,535,000 | 186,600,000 | 193,446,000 | 206,869,000 |