Call reports 2012
MA BANK — 2012
What MA BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 215,683,000 | 220,622,000 | 216,042,000 | 226,331,000 |
| Total loans | 96,866,000 | 105,439,000 | 108,754,000 | 109,401,000 |
| Allowance for loan losses | 1,268,000 | 1,211,000 | 1,269,000 | 1,445,000 |
| Securities available for sale | 96,163,000 | 93,676,000 | 86,066,000 | 84,994,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 187,103,000 | 186,243,000 | 185,357,000 | 197,097,000 |
| Interest-bearing deposits | 167,258,000 | 165,374,000 | 164,736,000 | 171,494,000 |
| Noninterest-bearing deposits | 19,845,000 | 20,869,000 | 20,621,000 | 25,603,000 |
| Equity capital | 22,498,000 | 22,994,000 | 23,924,000 | 22,961,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,022,000 | 4,014,000 | 6,015,000 | 8,014,000 |
| Interest expense | 582,000 | 1,129,000 | 1,664,000 | 2,180,000 |
| Net interest income | 1,440,000 | 2,885,000 | 4,351,000 | 5,834,000 |
| Noninterest income | 696,000 | 1,112,000 | 1,535,000 | 2,073,000 |
| Noninterest expense | 1,031,000 | 2,150,000 | 3,197,000 | 4,553,000 |
| Provision for loan losses | 30,000 | 60,000 | 105,000 | 300,000 |
| Pretax income | 1,075,000 | 1,787,000 | 2,609,000 | 3,079,000 |
| Income tax | 256,000 | 497,000 | 628,000 | 803,000 |
| Net income | 819,000 | 1,290,000 | 1,981,000 | 2,276,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,414,000 | 21,881,000 | 22,571,000 | 21,370,000 |
| Total capital | 22,682,000 | 23,092,000 | 23,840,000 | 22,815,000 |
| Risk-weighted assets | 152,607,000 | 165,100,000 | 171,232,000 | 178,492,000 |