Call reports 2011
MA BANK — 2011
What MA BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 199,720,000 | 200,718,000 | 200,578,000 | 212,167,000 |
| Total loans | 92,311,000 | 95,063,000 | 96,812,000 | 97,718,000 |
| Allowance for loan losses | 1,227,000 | 1,258,000 | 1,236,000 | 1,269,000 |
| Securities available for sale | 84,827,000 | 83,398,000 | 79,898,000 | 84,509,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 172,138,000 | 172,208,000 | 172,803,000 | 185,120,000 |
| Interest-bearing deposits | 157,154,000 | 155,545,000 | 154,718,000 | 164,683,000 |
| Noninterest-bearing deposits | 14,984,000 | 16,663,000 | 18,085,000 | 20,437,000 |
| Equity capital | 20,953,000 | 22,051,000 | 22,748,000 | 21,847,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,003,000 | 4,068,000 | 6,133,000 | 8,131,000 |
| Interest expense | 682,000 | 1,323,000 | 1,948,000 | 2,560,000 |
| Net interest income | 1,321,000 | 2,745,000 | 4,185,000 | 5,571,000 |
| Noninterest income | 432,000 | 854,000 | 1,265,000 | 1,697,000 |
| Noninterest expense | 1,021,000 | 2,025,000 | 3,125,000 | 4,443,000 |
| Provision for loan losses | 45,000 | 90,000 | 115,000 | 145,000 |
| Pretax income | 688,000 | 1,485,000 | 2,211,000 | 2,681,000 |
| Income tax | 114,000 | 233,000 | 404,000 | 576,000 |
| Net income | 574,000 | 1,252,000 | 1,807,000 | 2,105,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,219,000 | 20,746,000 | 21,300,000 | 20,597,000 |
| Total capital | 21,446,000 | 22,004,000 | 22,536,000 | 21,866,000 |
| Risk-weighted assets | 148,932,000 | 153,390,000 | 156,274,000 | 148,264,000 |