Call reports 2010
MA BANK — 2010
What MA BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 185,668,000 | 189,038,000 | 191,450,000 | 201,108,000 |
| Total loans | 89,845,000 | 91,056,000 | 93,959,000 | 94,276,000 |
| Allowance for loan losses | 1,089,000 | 1,125,000 | 1,179,000 | 1,183,000 |
| Securities available for sale | 73,289,000 | 76,292,000 | 75,905,000 | 77,720,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 161,756,000 | 164,413,000 | 162,542,000 | 175,855,000 |
| Interest-bearing deposits | 145,212,000 | 148,352,000 | 149,578,000 | 159,455,000 |
| Noninterest-bearing deposits | 16,544,000 | 16,061,000 | 12,964,000 | 16,400,000 |
| Equity capital | 19,802,000 | 20,559,000 | 21,470,000 | 20,254,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 2,063,000 | 4,105,000 | 6,176,000 | 8,268,000 |
| Interest expense | 783,000 | 1,528,000 | 2,269,000 | 2,993,000 |
| Net interest income | 1,280,000 | 2,577,000 | 3,907,000 | 5,275,000 |
| Noninterest income | 361,000 | 823,000 | 1,427,000 | 2,055,000 |
| Noninterest expense | 1,019,000 | 1,988,000 | 3,040,000 | 4,295,000 |
| Provision for loan losses | 45,000 | 90,000 | 139,000 | 169,000 |
| Pretax income | 780,000 | 1,525,000 | 2,358,000 | 3,069,000 |
| Income tax | 78,000 | 263,000 | 484,000 | 729,000 |
| Net income | 702,000 | 1,262,000 | 1,874,000 | 2,340,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,020,000 | 19,579,000 | 20,185,000 | 19,647,000 |
| Total capital | 20,109,000 | 20,704,000 | 21,364,000 | 20,830,000 |
| Risk-weighted assets | 126,614,000 | 131,909,000 | 140,125,000 | 145,762,000 |