Call reports 2009
MA BANK — 2009
What MA BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 174,159,000 | 175,097,000 | 176,652,000 | 186,054,000 |
| Total loans | 83,329,000 | 83,407,000 | 89,421,000 | 90,687,000 |
| Allowance for loan losses | 802,000 | 851,000 | 892,000 | 1,051,000 |
| Securities available for sale | 59,143,000 | 71,089,000 | 70,730,000 | 66,241,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 153,031,000 | 153,361,000 | 146,498,000 | 161,515,000 |
| Interest-bearing deposits | 136,778,000 | 137,178,000 | 132,142,000 | 143,849,000 |
| Noninterest-bearing deposits | 16,253,000 | 16,183,000 | 14,356,000 | 17,666,000 |
| Equity capital | 18,959,000 | 19,602,000 | 20,804,000 | 19,566,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 2,062,000 | 4,153,000 | 6,305,000 | 8,438,000 |
| Interest expense | 880,000 | 1,718,000 | 2,507,000 | 3,293,000 |
| Net interest income | 1,182,000 | 2,435,000 | 3,798,000 | 5,145,000 |
| Noninterest income | 414,000 | 1,130,000 | 1,482,000 | 1,911,000 |
| Noninterest expense | 926,000 | 1,911,000 | 2,892,000 | 4,074,000 |
| Provision for loan losses | 47,000 | 95,000 | 146,000 | 341,000 |
| Pretax income | 623,000 | 1,591,000 | 2,356,000 | 2,755,000 |
| Income tax | 143,000 | 409,000 | 562,000 | 777,000 |
| Net income | 480,000 | 1,182,000 | 1,794,000 | 1,978,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,278,000 | 18,976,000 | 19,587,000 | 18,570,000 |
| Total capital | 19,080,000 | 19,827,000 | 20,479,000 | 19,621,000 |
| Risk-weighted assets | 107,615,000 | 112,959,000 | 119,749,000 | 124,993,000 |