Call reports 2008
MA BANK — 2008
What MA BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 154,126,000 | 154,572,000 | 151,894,000 | 160,406,000 |
| Total loans | 82,916,000 | 82,556,000 | 81,916,000 | 83,804,000 |
| Allowance for loan losses | 838,000 | 878,000 | 825,000 | 772,000 |
| Securities available for sale | 42,967,000 | 47,582,000 | 47,509,000 | 50,784,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 130,353,000 | 130,912,000 | 130,303,000 | 138,993,000 |
| Interest-bearing deposits | 118,027,000 | 118,615,000 | 117,782,000 | 125,539,000 |
| Noninterest-bearing deposits | 12,326,000 | 12,297,000 | 12,521,000 | 13,454,000 |
| Equity capital | 18,110,000 | 18,045,000 | 18,528,000 | 18,422,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 2,189,000 | 4,321,000 | 6,418,000 | 8,532,000 |
| Interest expense | 1,043,000 | 2,017,000 | 2,984,000 | 3,906,000 |
| Net interest income | 1,146,000 | 2,304,000 | 3,434,000 | 4,626,000 |
| Noninterest income | 288,000 | 643,000 | 1,004,000 | 1,362,000 |
| Noninterest expense | 964,000 | 1,811,000 | 2,757,000 | 3,752,000 |
| Provision for loan losses | 45,000 | 90,000 | 141,000 | 187,000 |
| Pretax income | 425,000 | 1,114,000 | 1,608,000 | 2,117,000 |
| Income tax | 122,000 | 300,000 | 422,000 | 566,000 |
| Net income | 303,000 | 814,000 | 1,186,000 | 1,551,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,590,000 | 18,100,000 | 18,421,000 | 17,800,000 |
| Total capital | 18,428,000 | 18,978,000 | 19,246,000 | 18,572,000 |
| Risk-weighted assets | 98,591,000 | 100,532,000 | 100,954,000 | 103,566,000 |