Call reports 2007
MA BANK — 2007
What MA BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 140,243,000 | 137,549,000 | 138,104,000 | 148,625,000 |
| Total loans | 82,852,000 | 82,780,000 | 85,174,000 | 85,714,000 |
| Allowance for loan losses | 747,000 | 783,000 | 834,000 | 812,000 |
| Securities available for sale | 37,131,000 | 39,836,000 | 37,964,000 | 36,431,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 121,414,000 | 116,827,000 | 110,990,000 | 126,722,000 |
| Interest-bearing deposits | 107,708,000 | 103,739,000 | 98,483,000 | 112,654,000 |
| Noninterest-bearing deposits | 13,706,000 | 13,088,000 | 12,507,000 | 14,068,000 |
| Equity capital | 17,088,000 | 17,240,000 | 18,024,000 | 17,512,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 2,003,000 | 4,049,000 | 6,218,000 | 8,357,000 |
| Interest expense | 861,000 | 1,751,000 | 2,651,000 | 3,626,000 |
| Net interest income | 1,142,000 | 2,298,000 | 3,567,000 | 4,731,000 |
| Noninterest income | 200,000 | 495,000 | 776,000 | 1,042,000 |
| Noninterest expense | 993,000 | 1,890,000 | 2,778,000 | 3,746,000 |
| Provision for loan losses | 35,000 | 87,000 | 137,000 | 182,000 |
| Pretax income | 314,000 | 816,000 | 1,428,000 | 1,826,000 |
| Income tax | 107,000 | 200,000 | 367,000 | 511,000 |
| Net income | 207,000 | 616,000 | 1,061,000 | 1,315,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,199,000 | 17,609,000 | 18,053,000 | 17,359,000 |
| Total capital | 17,946,000 | 18,392,000 | 18,887,000 | 18,171,000 |
| Risk-weighted assets | 94,844,000 | 95,423,000 | 97,452,000 | 99,939,000 |