Call reports 2024
LEA COUNTY STATE BANK — 2024
What LEA COUNTY STATE BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 718,474,000 | 719,135,000 | 778,913,000 | 688,204,000 |
| Total loans | 238,869,000 | 242,930,000 | 230,127,000 | 230,924,000 |
| Allowance for loan losses | 1,700,000 | 1,730,000 | 1,890,000 | 1,760,000 |
| Securities available for sale | 405,437,000 | 410,051,000 | 426,301,000 | 402,373,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 591,135,000 | 582,327,000 | 635,674,000 | 629,920,000 |
| Interest-bearing deposits | 408,727,000 | 402,431,000 | 461,042,000 | 465,244,000 |
| Noninterest-bearing deposits | 182,408,000 | 179,896,000 | 174,632,000 | 164,676,000 |
| Equity capital | 37,945,000 | 40,764,000 | 47,007,000 | 40,784,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 8,684,000 | 17,965,000 | 27,670,000 | 36,803,000 |
| Interest expense | 2,615,000 | 5,279,000 | 8,233,000 | 10,990,000 |
| Net interest income | 6,069,000 | 12,686,000 | 19,437,000 | 25,813,000 |
| Noninterest income | 753,000 | 2,749,000 | 3,578,000 | 4,459,000 |
| Noninterest expense | 3,464,000 | 7,486,000 | 11,494,000 | 15,632,000 |
| Provision for loan losses | -251,000 | -102,000 | 60,000 | 22,000 |
| Pretax income | 3,590,000 | 8,009,000 | 11,385,000 | 13,649,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 3,590,000 | 8,009,000 | 11,385,000 | 13,649,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 61,561,000 | 64,780,000 | 64,656,000 | 62,920,000 |
| Total capital | 63,280,000 | 66,511,000 | 66,581,000 | 64,745,000 |
| Risk-weighted assets | 321,254,000 | 326,346,000 | 317,015,000 | 313,256,000 |