Call reports 2023
LEA COUNTY STATE BANK — 2023
What LEA COUNTY STATE BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 568,413,000 | 627,392,000 | 617,198,000 | 666,801,000 |
| Total loans | 231,229,000 | 226,629,000 | 230,385,000 | 242,646,000 |
| Allowance for loan losses | 1,810,000 | 1,930,000 | 2,050,000 | 1,940,000 |
| Securities available for sale | 295,074,000 | 338,266,000 | 352,699,000 | 382,772,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 495,909,000 | 511,960,000 | 500,181,000 | 539,144,000 |
| Interest-bearing deposits | 340,452,000 | 347,564,000 | 348,294,000 | 380,459,000 |
| Noninterest-bearing deposits | 155,457,000 | 164,396,000 | 151,887,000 | 158,685,000 |
| Equity capital | 29,598,000 | 28,844,000 | 21,943,000 | 36,294,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 5,294,000 | 11,371,000 | 18,702,000 | 26,628,000 |
| Interest expense | 1,214,000 | 3,050,000 | 5,142,000 | 7,722,000 |
| Net interest income | 4,080,000 | 8,321,000 | 13,560,000 | 18,906,000 |
| Noninterest income | 696,000 | 1,427,000 | 2,218,000 | 3,026,000 |
| Noninterest expense | 2,453,000 | 5,505,000 | 8,611,000 | 13,048,000 |
| Provision for loan losses | 116,000 | 298,000 | 467,000 | 360,000 |
| Pretax income | 1,504,000 | 3,242,000 | 5,997,000 | 7,615,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,504,000 | 3,242,000 | 5,997,000 | 7,615,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 54,861,000 | 55,998,000 | 58,153,000 | 59,171,000 |
| Total capital | 56,671,000 | 57,928,000 | 60,203,000 | 61,111,000 |
| Risk-weighted assets | 307,476,000 | 306,073,000 | 306,495,000 | 323,375,000 |