Call reports 2022
LEA COUNTY STATE BANK — 2022
What LEA COUNTY STATE BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 588,936,000 | 598,279,000 | 583,068,000 | 561,054,000 |
| Total loans | 185,769,000 | 198,489,000 | 212,738,000 | 221,920,000 |
| Allowance for loan losses | 1,381,000 | 1,505,000 | 1,615,000 | 1,683,000 |
| Securities available for sale | 374,414,000 | 371,126,000 | 339,736,000 | 308,479,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 4,820,000 | 0 | 0 | 0 |
| Total deposits | 514,994,000 | 519,742,000 | 502,585,000 | 478,511,000 |
| Interest-bearing deposits | 349,982,000 | 348,402,000 | 345,308,000 | 326,790,000 |
| Noninterest-bearing deposits | 165,012,000 | 171,340,000 | 157,277,000 | 151,721,000 |
| Equity capital | 37,497,000 | 26,174,000 | 17,137,000 | 23,569,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 3,702,000 | 7,966,000 | 12,657,000 | 17,500,000 |
| Interest expense | 211,000 | 476,000 | 1,089,000 | 2,101,000 |
| Net interest income | 3,491,000 | 7,490,000 | 11,568,000 | 15,399,000 |
| Noninterest income | 523,000 | 1,112,000 | 1,790,000 | 2,591,000 |
| Noninterest expense | 3,167,000 | 5,954,000 | 8,920,000 | 12,554,000 |
| Provision for loan losses | 90,000 | 180,000 | -730,000 | -640,000 |
| Pretax income | 749,000 | 2,381,000 | 5,145,000 | 4,727,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 749,000 | 2,381,000 | 5,145,000 | 4,727,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 52,145,000 | 52,902,000 | 55,126,000 | 54,023,000 |
| Total capital | 53,526,000 | 54,407,000 | 56,741,000 | 55,706,000 |
| Risk-weighted assets | 277,983,000 | 295,539,000 | 299,895,000 | 303,568,000 |