Call reports 2021
LEA COUNTY STATE BANK — 2021
What LEA COUNTY STATE BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 475,157,000 | 479,040,000 | 472,919,000 | 571,252,000 |
| Total loans | 173,854,000 | 155,443,000 | 140,001,000 | 181,529,000 |
| Allowance for loan losses | 1,719,000 | 1,794,000 | 814,000 | 1,269,000 |
| Securities available for sale | 271,822,000 | 293,821,000 | 304,135,000 | 341,252,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 5,035,000 | 5,031,000 | 5,075,000 |
| Total deposits | 355,392,000 | 382,846,000 | 389,640,000 | 487,309,000 |
| Interest-bearing deposits | 199,188,000 | 231,166,000 | 247,265,000 | 339,802,000 |
| Noninterest-bearing deposits | 156,204,000 | 151,680,000 | 142,375,000 | 147,507,000 |
| Equity capital | 48,721,000 | 50,802,000 | 49,724,000 | 58,107,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 3,106,000 | 6,666,000 | 10,444,000 | 14,041,000 |
| Interest expense | 152,000 | 323,000 | 437,000 | 572,000 |
| Net interest income | 2,954,000 | 6,343,000 | 10,007,000 | 13,469,000 |
| Noninterest income | 659,000 | 1,478,000 | 2,247,000 | 3,025,000 |
| Noninterest expense | 2,592,000 | 5,183,000 | 7,911,000 | 10,977,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 675,000 |
| Pretax income | 1,896,000 | 4,426,000 | 6,056,000 | 6,780,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,896,000 | 4,426,000 | 6,056,000 | 6,780,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 41,482,000 | 43,257,000 | 43,247,000 | 51,971,000 |
| Total capital | 43,201,000 | 45,051,000 | 44,061,000 | 53,240,000 |
| Risk-weighted assets | 188,290,000 | 192,323,000 | 189,789,000 | 253,313,000 |