Call reports 2020
LEA COUNTY STATE BANK — 2020
What LEA COUNTY STATE BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 393,095,000 | 446,960,000 | 463,721,000 | 463,556,000 |
| Total loans | 116,567,000 | 152,403,000 | 160,380,000 | 150,680,000 |
| Allowance for loan losses | 1,472,000 | 1,467,000 | 1,547,000 | 1,643,000 |
| Securities available for sale | 253,324,000 | 268,666,000 | 281,628,000 | 285,236,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 327,531,000 | 336,036,000 | 344,632,000 | 356,045,000 |
| Interest-bearing deposits | 206,802,000 | 183,513,000 | 196,709,000 | 216,571,000 |
| Noninterest-bearing deposits | 120,729,000 | 152,523,000 | 147,923,000 | 139,474,000 |
| Equity capital | 42,395,000 | 47,743,000 | 49,386,000 | 50,822,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 3,087,000 | 6,148,000 | 9,227,000 | 12,706,000 |
| Interest expense | 365,000 | 587,000 | 769,000 | 942,000 |
| Net interest income | 2,722,000 | 5,561,000 | 8,458,000 | 11,764,000 |
| Noninterest income | 692,000 | 1,489,000 | 2,282,000 | 3,227,000 |
| Noninterest expense | 2,322,000 | 4,567,000 | 6,978,000 | 9,621,000 |
| Provision for loan losses | 175,000 | 250,000 | 325,000 | 400,000 |
| Pretax income | 1,812,000 | 4,267,000 | 5,471,000 | 7,106,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,812,000 | 4,267,000 | 5,471,000 | 7,106,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,913,000 | 39,668,000 | 39,902,000 | 40,887,000 |
| Total capital | 39,385,000 | 41,135,000 | 41,449,000 | 42,530,000 |
| Risk-weighted assets | 182,803,000 | 177,649,000 | 187,310,000 | 191,472,000 |