Call reports 2019
LEA COUNTY STATE BANK — 2019
What LEA COUNTY STATE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 348,009,000 | 346,437,000 | 345,672,000 | 362,393,000 |
| Total loans | 90,714,000 | 92,233,000 | 98,154,000 | 114,009,000 |
| Allowance for loan losses | 946,000 | 968,000 | 1,284,000 | 1,359,000 |
| Securities available for sale | 237,559,000 | 215,319,000 | 226,833,000 | 226,763,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 303,978,000 | 293,889,000 | 281,701,000 | 308,186,000 |
| Interest-bearing deposits | 172,413,000 | 170,921,000 | 170,821,000 | 196,942,000 |
| Noninterest-bearing deposits | 131,565,000 | 122,968,000 | 110,880,000 | 111,244,000 |
| Equity capital | 34,811,000 | 38,944,000 | 40,622,000 | 39,234,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,927,000 | 5,895,000 | 8,916,000 | 11,948,000 |
| Interest expense | 240,000 | 503,000 | 768,000 | 1,133,000 |
| Net interest income | 2,687,000 | 5,392,000 | 8,148,000 | 10,815,000 |
| Noninterest income | 676,000 | 1,371,000 | 2,102,000 | 2,852,000 |
| Noninterest expense | 2,072,000 | 4,264,000 | 6,524,000 | 9,074,000 |
| Provision for loan losses | 150,000 | 250,000 | -225,000 | -150,000 |
| Pretax income | 1,171,000 | 4,207,000 | 7,599,000 | 8,391,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,171,000 | 4,207,000 | 7,599,000 | 8,391,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,096,000 | 34,627,000 | 37,219,000 | 36,986,000 |
| Total capital | 33,042,000 | 35,595,000 | 38,503,000 | 38,345,000 |
| Risk-weighted assets | 174,622,000 | 165,135,000 | 163,580,000 | 175,513,000 |