Call reports 2018
LEA COUNTY STATE BANK — 2018
What LEA COUNTY STATE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 310,836,000 | 318,801,000 | 331,929,000 | 334,758,000 |
| Total loans | 84,469,000 | 92,306,000 | 98,984,000 | 97,643,000 |
| Allowance for loan losses | 1,114,000 | 1,209,000 | 1,302,000 | 794,000 |
| Securities available for sale | 203,088,000 | 208,793,000 | 214,416,000 | 215,815,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 273,843,000 | 275,279,000 | 293,157,000 | 295,339,000 |
| Interest-bearing deposits | 165,165,000 | 163,992,000 | 175,397,000 | 175,621,000 |
| Noninterest-bearing deposits | 108,678,000 | 111,287,000 | 117,760,000 | 119,718,000 |
| Equity capital | 28,222,000 | 28,686,000 | 27,648,000 | 29,962,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,440,000 | 5,044,000 | 8,005,000 | 11,005,000 |
| Interest expense | 158,000 | 354,000 | 604,000 | 856,000 |
| Net interest income | 2,282,000 | 4,690,000 | 7,401,000 | 10,149,000 |
| Noninterest income | 594,000 | 1,236,000 | 1,914,000 | 2,548,000 |
| Noninterest expense | 1,879,000 | 3,781,000 | 5,656,000 | 7,814,000 |
| Provision for loan losses | 90,000 | 180,000 | 270,000 | 360,000 |
| Pretax income | 907,000 | 1,965,000 | 3,090,000 | 4,252,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 907,000 | 1,965,000 | 3,090,000 | 4,252,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,590,000 | 31,248,000 | 31,858,000 | 31,465,000 |
| Total capital | 31,704,000 | 32,457,000 | 33,160,000 | 32,259,000 |
| Risk-weighted assets | 154,037,000 | 163,805,000 | 172,691,000 | 173,879,000 |