Call reports 2017
LEA COUNTY STATE BANK — 2017
What LEA COUNTY STATE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 289,041,000 | 288,336,000 | 292,504,000 | 298,039,000 |
| Total loans | 71,412,000 | 76,018,000 | 78,591,000 | 83,863,000 |
| Allowance for loan losses | 828,000 | 894,000 | 954,000 | 1,018,000 |
| Securities available for sale | 192,997,000 | 191,764,000 | 182,457,000 | 192,278,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 255,021,000 | 248,890,000 | 253,136,000 | 258,788,000 |
| Interest-bearing deposits | 161,814,000 | 158,490,000 | 162,425,000 | 161,625,000 |
| Noninterest-bearing deposits | 93,207,000 | 90,400,000 | 90,711,000 | 97,163,000 |
| Equity capital | 29,071,000 | 31,668,000 | 31,908,000 | 30,773,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,050,000 | 4,244,000 | 6,513,000 | 8,824,000 |
| Interest expense | 136,000 | 268,000 | 402,000 | 542,000 |
| Net interest income | 1,914,000 | 3,976,000 | 6,111,000 | 8,282,000 |
| Noninterest income | 516,000 | 1,130,000 | 1,722,000 | 2,273,000 |
| Noninterest expense | 1,822,000 | 3,714,000 | 5,248,000 | 7,234,000 |
| Provision for loan losses | 50,000 | 110,000 | 170,000 | 230,000 |
| Pretax income | 679,000 | 1,403,000 | 2,714,000 | 2,983,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 679,000 | 1,403,000 | 2,714,000 | 2,983,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,079,000 | 29,853,000 | 30,189,000 | 30,108,000 |
| Total capital | 30,907,000 | 30,747,000 | 31,143,000 | 31,126,000 |
| Risk-weighted assets | 134,539,000 | 138,369,000 | 139,067,000 | 149,367,000 |