Call reports 2016
LEA COUNTY STATE BANK — 2016
What LEA COUNTY STATE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 299,834,000 | 295,767,000 | 289,133,000 | 290,082,000 |
| Total loans | 59,368,000 | 61,961,000 | 62,592,000 | 65,572,000 |
| Allowance for loan losses | 1,152,000 | 1,186,000 | 1,219,000 | 773,000 |
| Securities available for sale | 223,906,000 | 209,851,000 | 207,069,000 | 206,748,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 255,630,000 | 251,747,000 | 248,536,000 | 245,816,000 |
| Interest-bearing deposits | 163,037,000 | 159,428,000 | 157,969,000 | 159,378,000 |
| Noninterest-bearing deposits | 92,593,000 | 92,319,000 | 90,567,000 | 86,438,000 |
| Equity capital | 32,431,000 | 37,514,000 | 36,069,000 | 26,800,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,932,000 | 4,043,000 | 6,032,000 | 8,156,000 |
| Interest expense | 118,000 | 243,000 | 406,000 | 534,000 |
| Net interest income | 1,814,000 | 3,800,000 | 5,626,000 | 7,622,000 |
| Noninterest income | 445,000 | 998,000 | 1,613,000 | 2,182,000 |
| Noninterest expense | 1,707,000 | 3,503,000 | 5,199,000 | 7,075,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 1,010,000 |
| Pretax income | 943,000 | 2,123,000 | 3,270,000 | 3,338,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 943,000 | 2,123,000 | 3,270,000 | 3,338,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,355,000 | 29,385,000 | 30,132,000 | 29,700,000 |
| Total capital | 29,507,000 | 30,571,000 | 31,351,000 | 30,473,000 |
| Risk-weighted assets | 124,539,000 | 122,972,000 | 127,691,000 | 130,612,000 |