Call reports 2015
LEA COUNTY STATE BANK — 2015
What LEA COUNTY STATE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 308,955,000 | 316,059,000 | 312,478,000 | 302,518,000 |
| Total loans | 49,202,000 | 52,361,000 | 56,518,000 | 58,762,000 |
| Allowance for loan losses | 744,000 | 770,000 | 1,182,000 | 1,116,000 |
| Securities available for sale | 242,303,000 | 244,229,000 | 241,444,000 | 226,982,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 274,682,000 | 279,922,000 | 259,083,000 | 265,382,000 |
| Interest-bearing deposits | 162,441,000 | 161,429,000 | 155,776,000 | 162,606,000 |
| Noninterest-bearing deposits | 112,241,000 | 118,493,000 | 103,307,000 | 102,776,000 |
| Equity capital | 29,261,000 | 26,681,000 | 30,252,000 | 30,916,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,800,000 | 3,651,000 | 5,555,000 | 7,408,000 |
| Interest expense | 94,000 | 181,000 | 268,000 | 359,000 |
| Net interest income | 1,706,000 | 3,470,000 | 5,287,000 | 7,049,000 |
| Noninterest income | 558,000 | 1,100,000 | 2,606,000 | 3,112,000 |
| Noninterest expense | 1,748,000 | 3,496,000 | 5,193,000 | 7,232,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,182,000 | 1,737,000 | 3,405,000 | 3,698,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,182,000 | 1,737,000 | 3,405,000 | 3,698,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,810,000 | 26,095,000 | 27,458,000 | 27,552,000 |
| Total capital | 26,554,000 | 26,865,000 | 28,640,000 | 28,668,000 |
| Risk-weighted assets | 115,079,000 | 121,833,000 | 123,229,000 | 121,358,000 |