Call reports 2014
LEA COUNTY STATE BANK — 2014
What LEA COUNTY STATE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 286,832,000 | 290,168,000 | 296,525,000 | 299,589,000 |
| Total loans | 43,426,000 | 50,468,000 | 50,770,000 | 50,186,000 |
| Allowance for loan losses | 622,000 | 665,000 | 713,000 | 758,000 |
| Securities available for sale | 224,115,000 | 216,570,000 | 221,940,000 | 230,857,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 254,993,000 | 253,968,000 | 261,742,000 | 267,584,000 |
| Interest-bearing deposits | 153,106,000 | 154,722,000 | 159,722,000 | 162,356,000 |
| Noninterest-bearing deposits | 101,887,000 | 99,246,000 | 102,020,000 | 105,228,000 |
| Equity capital | 26,230,000 | 28,853,000 | 28,839,000 | 28,365,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,881,000 | 3,818,000 | 5,703,000 | 7,505,000 |
| Interest expense | 92,000 | 190,000 | 288,000 | 386,000 |
| Net interest income | 1,789,000 | 3,628,000 | 5,415,000 | 7,119,000 |
| Noninterest income | 434,000 | 920,000 | 1,454,000 | 2,076,000 |
| Noninterest expense | 1,576,000 | 3,167,000 | 4,920,000 | 6,777,000 |
| Provision for loan losses | 42,000 | 84,000 | 126,000 | 168,000 |
| Pretax income | 760,000 | 1,477,000 | 2,208,000 | 2,953,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 760,000 | 1,477,000 | 2,208,000 | 2,953,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,394,000 | 23,986,000 | 24,548,000 | 24,793,000 |
| Total capital | 24,016,000 | 24,651,000 | 25,261,000 | 25,551,000 |
| Risk-weighted assets | 102,233,000 | 105,696,000 | 108,107,000 | 109,489,000 |