Call reports 2013
LEA COUNTY STATE BANK — 2013
What LEA COUNTY STATE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 267,917,000 | 266,789,000 | 268,282,000 | 274,277,000 |
| Total loans | 33,012,000 | 33,778,000 | 36,130,000 | 39,224,000 |
| Allowance for loan losses | 550,000 | 561,000 | 568,000 | 573,000 |
| Securities available for sale | 207,436,000 | 215,101,000 | 214,906,000 | 219,068,000 |
| Securities held to maturity | 8,472,000 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 235,067,000 | 235,007,000 | 240,074,000 | 245,019,000 |
| Interest-bearing deposits | 140,411,000 | 139,450,000 | 142,713,000 | 148,489,000 |
| Noninterest-bearing deposits | 94,656,000 | 95,557,000 | 97,361,000 | 96,530,000 |
| Equity capital | 27,338,000 | 25,795,000 | 23,711,000 | 23,905,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,318,000 | 2,581,000 | 3,860,000 | 5,604,000 |
| Interest expense | 100,000 | 199,000 | 297,000 | 391,000 |
| Net interest income | 1,218,000 | 2,382,000 | 3,563,000 | 5,213,000 |
| Noninterest income | 482,000 | 908,000 | 1,411,000 | 1,872,000 |
| Noninterest expense | 1,635,000 | 3,098,000 | 4,720,000 | 6,405,000 |
| Provision for loan losses | 15,000 | 20,000 | 20,000 | 20,000 |
| Pretax income | 1,037,000 | 1,646,000 | 1,766,000 | 2,290,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,037,000 | 1,646,000 | 1,766,000 | 2,290,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,993,000 | 22,489,000 | 22,459,000 | 22,783,000 |
| Total capital | 22,543,000 | 23,050,000 | 23,027,000 | 23,356,000 |
| Risk-weighted assets | 94,928,000 | 89,052,000 | 93,020,000 | 98,661,000 |