Call reports 2012
LEA COUNTY STATE BANK — 2012
What LEA COUNTY STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 258,613,000 | 262,620,000 | 266,964,000 | 261,966,000 |
| Total loans | 32,377,000 | 35,353,000 | 34,820,000 | 32,953,000 |
| Allowance for loan losses | 382,000 | 379,000 | 400,000 | 527,000 |
| Securities available for sale | 195,811,000 | 196,542,000 | 205,855,000 | 198,175,000 |
| Securities held to maturity | 9,277,000 | 10,034,000 | 9,865,000 | 8,816,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 227,023,000 | 227,024,000 | 226,736,000 | 230,657,000 |
| Interest-bearing deposits | 142,303,000 | 138,542,000 | 136,173,000 | 137,079,000 |
| Noninterest-bearing deposits | 84,720,000 | 88,482,000 | 90,563,000 | 93,578,000 |
| Equity capital | 24,392,000 | 27,511,000 | 28,400,000 | 27,350,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,611,000 | 3,157,000 | 4,697,000 | 6,111,000 |
| Interest expense | 142,000 | 279,000 | 404,000 | 509,000 |
| Net interest income | 1,469,000 | 2,878,000 | 4,293,000 | 5,602,000 |
| Noninterest income | 424,000 | 1,346,000 | 1,877,000 | 2,442,000 |
| Noninterest expense | 1,486,000 | 3,044,000 | 4,642,000 | 6,823,000 |
| Provision for loan losses | 15,000 | 110,000 | 125,000 | 140,000 |
| Pretax income | 926,000 | 1,428,000 | 2,132,000 | 1,626,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 926,000 | 1,428,000 | 2,132,000 | 1,626,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,972,000 | 21,348,000 | 21,738,000 | 21,532,000 |
| Total capital | 21,354,000 | 21,727,000 | 22,138,000 | 22,059,000 |
| Risk-weighted assets | 95,648,000 | 96,275,000 | 95,977,000 | 93,503,000 |