Call reports 2011
LEA COUNTY STATE BANK — 2011
What LEA COUNTY STATE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 228,821,000 | 230,422,000 | 238,834,000 | 240,066,000 |
| Total loans | 31,110,000 | 33,112,000 | 30,358,000 | 30,014,000 |
| Allowance for loan losses | 550,000 | 558,000 | 565,000 | 359,000 |
| Securities available for sale | 170,633,000 | 163,004,000 | 181,084,000 | 181,702,000 |
| Securities held to maturity | 10,202,000 | 9,863,000 | 9,271,000 | 9,338,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 199,077,000 | 201,182,000 | 206,943,000 | 211,790,000 |
| Interest-bearing deposits | 133,700,000 | 133,604,000 | 131,402,000 | 133,238,000 |
| Noninterest-bearing deposits | 65,377,000 | 67,578,000 | 75,541,000 | 78,552,000 |
| Equity capital | 18,911,000 | 21,203,000 | 23,084,000 | 24,399,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,755,000 | 3,590,000 | 5,282,000 | 6,901,000 |
| Interest expense | 190,000 | 370,000 | 526,000 | 677,000 |
| Net interest income | 1,565,000 | 3,220,000 | 4,756,000 | 6,224,000 |
| Noninterest income | 362,000 | 764,000 | 1,182,000 | 1,542,000 |
| Noninterest expense | 1,509,000 | 3,024,000 | 4,539,000 | 6,162,000 |
| Provision for loan losses | 0 | 0 | 0 | -212,000 |
| Pretax income | 1,139,000 | 2,335,000 | 3,043,000 | 3,296,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,139,000 | 2,335,000 | 3,043,000 | 3,296,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,544,000 | 19,621,000 | 20,180,000 | 20,185,000 |
| Total capital | 19,094,000 | 20,179,000 | 20,745,000 | 20,544,000 |
| Risk-weighted assets | 90,973,000 | 92,783,000 | 92,276,000 | 91,830,000 |