Call reports 2010
LEA COUNTY STATE BANK — 2010
What LEA COUNTY STATE BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 217,167,000 | 212,015,000 | 217,043,000 | 212,294,000 |
| Total loans | 29,906,000 | 29,728,000 | 32,208,000 | 31,446,000 |
| Allowance for loan losses | 443,000 | 365,000 | 430,000 | 337,000 |
| Securities available for sale | 152,410,000 | 152,752,000 | 155,709,000 | 152,088,000 |
| Securities held to maturity | 11,645,000 | 11,334,000 | 10,859,000 | 10,619,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 188,353,000 | 179,785,000 | 183,968,000 | 185,640,000 |
| Interest-bearing deposits | 131,220,000 | 121,241,000 | 126,701,000 | 128,624,000 |
| Noninterest-bearing deposits | 57,133,000 | 58,544,000 | 57,267,000 | 57,016,000 |
| Equity capital | 17,637,000 | 17,425,000 | 19,410,000 | 17,554,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,912,000 | 3,551,000 | 5,282,000 | 7,158,000 |
| Interest expense | 324,000 | 585,000 | 792,000 | 994,000 |
| Net interest income | 1,588,000 | 2,966,000 | 4,490,000 | 6,164,000 |
| Noninterest income | 314,000 | 670,000 | 1,128,000 | 1,787,000 |
| Noninterest expense | 1,557,000 | 3,148,000 | 4,752,000 | 6,386,000 |
| Provision for loan losses | 15,000 | -75,000 | -75,000 | -75,000 |
| Pretax income | 2,379,000 | 2,612,000 | 2,990,000 | 3,282,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,379,000 | 2,612,000 | 2,990,000 | 3,282,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,822,000 | 17,686,000 | 17,663,000 | 17,604,000 |
| Total capital | 18,265,000 | 18,051,000 | 18,093,000 | 17,941,000 |
| Risk-weighted assets | 88,326,000 | 88,360,000 | 88,812,000 | 87,415,000 |