Call reports 2005
LEA COUNTY STATE BANK — 2005
What LEA COUNTY STATE BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 176,188,000 | 170,804,000 | 174,514,000 | 172,945,000 |
| Total loans | 30,831,000 | 30,993,000 | 30,922,000 | 31,983,000 |
| Allowance for loan losses | 653,000 | 693,000 | 706,000 | 643,000 |
| Securities available for sale | 128,700,000 | 121,879,000 | 127,196,000 | 123,003,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 137,738,000 | 142,440,000 | 143,748,000 | 149,281,000 |
| Interest-bearing deposits | 102,734,000 | 107,106,000 | 105,324,000 | 110,849,000 |
| Noninterest-bearing deposits | 35,004,000 | 35,334,000 | 38,424,000 | 38,432,000 |
| Equity capital | 12,717,000 | 13,761,000 | 13,304,000 | 12,450,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 1,658,000 | 3,363,000 | 5,098,000 | 6,907,000 |
| Interest expense | 440,000 | 917,000 | 1,421,000 | 1,947,000 |
| Net interest income | 1,218,000 | 2,446,000 | 3,677,000 | 4,960,000 |
| Noninterest income | 278,000 | 577,000 | 889,000 | 1,194,000 |
| Noninterest expense | 1,170,000 | 2,281,000 | 3,471,000 | 4,659,000 |
| Provision for loan losses | 0 | 0 | 0 | -55,000 |
| Pretax income | 366,000 | 827,000 | 1,180,000 | 929,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 366,000 | 827,000 | 1,180,000 | 929,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,046,000 | 13,283,000 | 13,274,000 | 12,525,000 |
| Total capital | 13,699,000 | 13,976,000 | 13,980,000 | 13,168,000 |
| Risk-weighted assets | 66,679,000 | 65,381,000 | 66,651,000 | 67,499,000 |
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