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Call reports 2004

LEA COUNTY STATE BANK — 2004

What LEA COUNTY STATE BANK reported to the FFIEC in 2004, quarter by quarter.

PERIOD: 2004SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/65d9937a-b259-437b-9851-22b3bbdb5be9/2004

Balance sheet

What the bank holds and owes at quarter end

Measure2004Q12004Q22004Q32004Q4
Total assets173,118,000175,607,000171,033,000164,382,000
Total loans29,461,00031,156,00031,125,00031,500,000
Allowance for loan losses670,000675,000753,000631,000
Securities available for sale128,877,000127,438,000123,564,000117,647,000
Securities held to maturity0000
Trading assets0000
Total deposits137,831,000138,593,000135,304,000131,921,000
Interest-bearing deposits105,033,000105,139,000102,369,00099,398,000
Noninterest-bearing deposits32,798,00033,454,00032,935,00032,523,000
Equity capital14,823,00011,880,00014,254,00013,829,000

Income

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure2004Q12004Q22004Q32004Q4
Interest income1,407,0002,906,0004,416,0006,018,000
Interest expense349,000691,0001,059,0001,460,000
Net interest income1,058,0002,215,0003,357,0004,558,000
Noninterest income325,000638,0001,163,0001,434,000
Noninterest expense1,145,0002,276,0003,423,0004,599,000
Provision for loan losses000-141,000
Pretax income586,000948,0001,468,0001,751,000
Income tax0034,00034,000
Net income586,000948,0001,434,0001,717,000

Regulatory capital

Basel measures — not reported for every quarter

Measure2004Q12004Q22004Q32004Q4
Tier 1 capital12,904,00012,966,00013,127,00013,015,000
Total capital13,574,00013,641,00013,880,00013,646,000
Risk-weighted assets62,359,00065,603,00065,159,00065,012,000

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