Call reports 2026
FIRST UNITED BANK & TRUST — 2026
What FIRST UNITED BANK & TRUST reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 2,012,851,000 | 2,054,956,000 |
| Total loans | 1,525,598,000 | 1,572,131,000 |
| Allowance for loan losses | 19,951,000 | 20,591,000 |
| Securities available for sale | 94,136,000 | 92,939,000 |
| Securities held to maturity | 172,774,000 | 170,361,000 |
| Trading assets | 0 | 0 |
| Total deposits | 1,758,118,000 | 1,743,782,000 |
| Interest-bearing deposits | 1,306,833,000 | 1,302,429,000 |
| Noninterest-bearing deposits | 451,285,000 | 441,353,000 |
| Equity capital | 211,266,000 | 217,779,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 25,409,000 | 51,277,000 |
| Interest expense | 7,215,000 | 14,300,000 |
| Net interest income | 18,194,000 | 36,977,000 |
| Noninterest income | 5,325,000 | 10,711,000 |
| Noninterest expense | 13,562,000 | 29,233,000 |
| Provision for loan losses | 679,000 | 1,415,000 |
| Pretax income | 9,078,000 | 16,795,000 |
| Income tax | 2,196,000 | 4,041,000 |
| Net income | 6,882,000 | 12,754,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 227,430,000 | 231,178,000 |
| Total capital | 247,585,000 | 251,890,000 |
| Risk-weighted assets | 1,611,155,000 | 1,655,524,000 |
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