Call reports 2023
FIRST UNITED BANK & TRUST — 2023
What FIRST UNITED BANK & TRUST reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 1,916,222,000 | 1,906,497,000 | 1,904,813,000 | 1,882,186,000 |
| Total loans | 1,289,263,000 | 1,350,538,000 | 1,380,227,000 | 1,407,109,000 |
| Allowance for loan losses | 16,871,000 | 16,905,000 | 17,146,000 | 17,480,000 |
| Securities available for sale | 111,028,000 | 107,019,000 | 100,707,000 | 83,578,000 |
| Securities held to maturity | 233,084,000 | 230,759,000 | 215,728,000 | 214,342,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,605,098,000 | 1,594,658,000 | 1,587,922,000 | 1,562,142,000 |
| Interest-bearing deposits | 1,136,544,000 | 1,128,030,000 | 1,158,231,000 | 1,134,471,000 |
| Noninterest-bearing deposits | 468,554,000 | 466,628,000 | 429,691,000 | 427,670,000 |
| Equity capital | 155,389,000 | 156,741,000 | 156,191,000 | 164,878,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 17,484,000 | 37,100,000 | 57,871,000 | 79,669,000 |
| Interest expense | 2,941,000 | 8,310,000 | 15,015,000 | 22,564,000 |
| Net interest income | 14,543,000 | 28,790,000 | 42,856,000 | 57,105,000 |
| Noninterest income | 4,381,000 | 9,034,000 | 13,899,000 | 19,187,000 |
| Noninterest expense | 12,517,000 | 25,006,000 | 37,623,000 | 50,108,000 |
| Provision for loan losses | 414,000 | 848,000 | 1,170,000 | 1,699,000 |
| Pretax income | 5,864,000 | 11,880,000 | 17,931,000 | 20,351,000 |
| Income tax | 1,379,000 | 2,839,000 | 4,184,000 | 4,629,000 |
| Net income | 4,485,000 | 9,041,000 | 13,747,000 | 15,722,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 182,388,000 | 185,197,000 | 188,641,000 | 189,372,000 |
| Total capital | 199,940,000 | 203,191,000 | 206,817,000 | 207,770,000 |
| Risk-weighted assets | 1,403,720,000 | 1,464,806,000 | 1,465,065,000 | 1,478,681,000 |
Machine access — free, no API key
Every figure shown here about FIRST UNITED BANK & TRUST — 2023 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.